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For more than 13 years, we have had a strong focus on helping farmers in Northern Colorado and throughout the surrounding areas to protect their ranches, crops, and cattle. At Mountain Plains Agency Inc, we believe that, in order to run a successful farm, you should view safety measures as an opportunity to protect your employees and keep your daily ranch operations uninterrupted. With the extensive knowledge our team has of this business, we are able to provide the right farm or ranch insurance coverage to do just that. Our farm and ranch policy options offer a unique set of protections tailored to your needs.
Over the years, agriculture has changed with the advancements in technology, best practices, and equipment. While all of these have helped the industry evolve, they also bring forth potential risks. Ensuring that your farm and ranch policy is tailored to cover these risks is essential. Our comprehensive farm and ranch coverage makes sure that you are protected from these uncertainties. Our local agents can provide only a brief description of our offerings or conduct a thorough analysis of your needs.
Our farm insurance coverage options include:
We understand that a farm or ranch can be much more than a place of business; it can also be your home. That’s why it’s so important to ensure that what you’ve worked to build is protected. Whether you operate a small hobby farm, a big dairy farm, or a complex grain operation, we offer farm and ranch insurance programs that will meet your unique needs, including coverage for farm structures and farm outbuilding coverage. These coverages will ensure that your assets are protected in all aspects.
Our insurance company has worked with a wide range of agricultural businesses, including:
Hobby farmers
Grain and rice growers
Vegetable and row crop growers
Wineries and vineyards
Berry growers
Cotton and field crop growers
Similar to a homeowners insurance policy, a farm and ranch insurance policy will cover your home, personal property, liability, and any additional living expenses. Since ranchers and farmers tend to work and live on the same premises, these policies are often a hybrid between homeowners and commercial insurance. Some examples of what can be covered under farm insurance include dwelling coverage for your home and covered claim protection in case of unexpected incidents.
Farm insurance provides liability protection, which can help protect employees and workers on your property. This protection plan often covers bodily injury, medical expenses, and property damage. It’s important to note that liability coverage is not an option for every farm insurance policy due to the risks at hand. A thorough analysis of your needs will help determine if this should be included.
As you likely already know, when a large piece of farming equipment breaks down, it can cost an arm and a leg to fix. Farm insurance can protect the policyholder from financial loss when things like tractors, combines, planters, and field equipment break. Having ranch insurance coverages for machinery will ensure you’re covered in case of such incidents.
If you use fertilizers, pesticides, and herbicides on your property, you may want to look into pollution liability protection insurance. These chemicals can carry serious risks when it comes to pollution hazards, which can increase the likelihood of liability claims down the line. A pollution liability policy may cover the following instances:
Mountain Plains Agency, Inc. has been helping farm and ranch owners protect their property for more than 13 years. With extensive knowledge in farm and ranch insurance options, we can help you find the perfect coverage for your property, including dwelling coverage for your home and farm or ranch buildings. This ensures that both your home and any covered dwellings are protected against risks. Our policies also include options like medical payments, ensuring that injuries on your property are adequately handled.
Learn more about our insurance company online or contact our team with any questions! As a local agent, we make it a point to connect with our customers on an individual basis to assess their needs and mitigate potential risks that may impact their business. Get your farm and ranch insurance quote today! Our local agents are ready to provide personalized service to meet your specific needs.
Additional coverages to consider for your farm and ranch insurance policies include livestock transportation, farm structures, farm outbuilding coverage, swimming pool liability, and higher limits for personal property coverage and legal defense costs. Including these can help ensure standard coverages are met.
Our experienced local agents can help insure your ranch operation against the unique risks it faces. Contact us to discuss how we can protect your ranch with the right insurance coverages. Don’t let an uncovered claim put your farms and ranches at risk – get a farm and ranch insurance quote from our local agents today. Our standard coverages include dwelling coverage, personal property coverage, and medical payments, but we can customize a policy that includes coverage for your specific needs. We’ll provide only a brief description of coverages as needed, or go into detail to give you the full picture.
Includes Coverage for the key aspects of your operation, ensuring that you have peace of mind as you manage your farming operations. Every policy is crafted with a unique set of coverages designed to meet the specific needs of farms and ranches like yours.
Proudly serving Fort Collins, CO, Greeley, CO, Loveland, CO, Boulder, CO, Longmont, CO, Cheyenne, WY, and surrounding areas. Licensed in CO, NE, KS, SD, ND, TX, UT, AZ, WY, MO, IA, ID, IL and NM
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