Mountain Plains Agency, Inc.

Home Insurance

Home Insurance

At Mountain Plains Agency Inc, we believe everyone should have access to home insurance that protects both them and their property from unforeseen damage. We have a history of working with the Fort Collins and Northern Colorado communities to protect the assets of hard-working folks for over 13 years. In order to get your peace of mind, you should consider the benefits of having a home insurance policy with Mountain Plains Agency. Our dedicated insurance agents will work tirelessly with and for you to create a policy that fits your needs.

Protecting Your Home With Insurance

Owning a home is one of the biggest investments you can make. There are lots of potential risks that can damage your investment, which is why having a home insurance policy can protect you from potential damage.

Our home insurance coverage gives you the following:

  • An accurate estimation of the value of your home
  • Personal and dedicated insurance agent
  • A risk evaluation to accurately cover possible risks
  • Service from a Top Rated Local® insurance agency
  • Peace of mind knowing your greatest investment is protected from damage

Insurance To Value

Any time you work on your home, whether you remodel your kitchen or you build a garage add-on, you are increasing the value of your home. Doing just a bathroom remodel or a kitchen remodel can increase the value of your home by up to 25 percent. Do you have your insurance coverage adjusted after completing these remodels and add-ons? Mountain Plains Agency is dedicated to making sure your home is covered, regardless of your building projects and home improvements.

Insurance to value with Mountain Plains agency has numerous benefits, including:

  • Fully accounted for the cost of rebuild or repairs
  • Value of your home is not the market value, rather the actual cost to rebuild the home
  • In-depth evaluation of your home’s property
  • Takes into account updated building codes, existing landscaping, and inflation

What Does Homeowners Insurance Cover?

Your home is a massive investment. Protecting your investments will prevent any unfortunate financial hardship in the case that your home is damaged or destroyed. A homeowners insurance policy covers your home, personal property, liability, and any additional living expenses. Mountain Plains Agency understands how important your home is to yourself, your family, and your financial well-being. Whether you have a condo, a mountain cabin, a townhouse, or anything in between, we will work tirelessly to find an insurance policy that works for you and your home.

Homeowners insurance can vary widely depending on what coverage you want to have. Typically, there are four key components that are covered within your homeowners insurance policy: dwelling, other structures, personal property, and liability. Each one of these has associated costs that you can discuss with your insurance agent. At Mountain Plains Agency, we want to ensure that you rest assured knowing you, your property, and your home are safe.

Here is a helpful illustration to demonstrate what you may want covered in your homeowners insurance policy.


Mountain Plains Agency, Inc. has been helping homeowners protect their property and family for more than 13 years. With extensive knowledge in home insurance options, we can help you find the perfect coverage for your property. Learn more about our insurance agency online or contact our team with any questions! As a local insurance agency, we make it a point to connect with our customers on an individual basis to assess their needs and mitigate potential risks that may impact their business. Get your home insurance quote today!

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