Congrats on starting your new venture! As a new business owner, you may be new to the world of business insurance and have some questions. Namely, beyond the forms of business insurance that are required by law, such as worker’s comp and commercial auto insurance, what types of business insurance coverages are actually worth the investment? And what sorts of things can business insurance cover anyway?
At Mountain Plains Agency, we help business owners like you throughout the West and Great Plains keep their livelihoods protected from unlikely events, such as physical property damage, theft, or legal threats, with custom business insurance plans. In today’s blog, we’ll be providing a primer on the most essential protections that our business insurance can offer your business. Remember, when you choose the Mountain Plains Agency for business insurance coverage, you’ll gain access to custom insurance packages made up of the best of tens of thousands of insurance policies available to us — and by extension, you. Continue reading to learn more about business insurance coverage!
Liabilities
The first essential protection that business insurance offers your company is liability protection — coverage of expenses related to damage claims or lawsuits filed against your business. Each business insurance policy is unique, but in general, liability protection can cover expenses related to:
- Claims of property damage, either to your business’s own property or to property that is being rented to your business
- Injuries sustained by customers, either on your property or while using your products
- Personal injury and intellectual property claims related to content in your advertising or your company’s social media
- Claims related to advice you provide clients
- Other claims made involving your products, services, or business operations
- Fort Collins, CO
- Crofton, NE
- Marysville, KS
- Johnson, KS